Go to Laid off at 50 right away.

Much as I had hoped to make this blog great, I’ve had to give up on it. I have a job and I’m too busy to maintain two blogs, so for now, all the blogging takes place at Laid Off at 50. So hurry over for a taste of righteous indignation.

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Here’s the great news as reported in the New York Times: “expectations for the future are improving in scattered areas…”

It’s amazing what passes for good news these days. For instance, if only 400,000 people are laid off in a month as opposed to the previous month’s five, or as opposed to the expectations, it’s somehow good news. It’s like your doctor giving you the great news that instead of 30 more days to live you actually have 40. Wonderful.

But maybe this is how the recovery begins. Every little sliver of hope is reported and commented on and these slivers become the story and people start believing, and then it reverses itself. Sliver by sliver.

So let me start it. It’s official. I have a job starting in two weeks. The recession is coming to an end. Pass it on. The recession is coming to an end.

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I’ve been playing around with calling it Depression 2.0. Others call it the Great Recession. But Jeff Jarvis, the author of my new favorite book, “What Would Google Do,” calls it a great restructuring. You’ve got to listen to the guy. His book is fantastic, and everything he says is terrifically interesting. The book isn’t really about Google, it’s about thinking about information and how it gets around and how you can provide it and consume it and make it work for you. It’s about becomming a platform.

All the old ways of doing things are dead, like the many many millions of trees the newspapers have killed since man became smart enough to print. My only disappointment is that he doesn’t have an English accent. Since he worked for the Guardian I thought he would. I should also mention that by linking to a video and showing it on this page, I and the organization that posted the video, are following the author’s teachings, one of which is “do what you do best and link to the rest.” But there’s a lot more than that. And also, in this case, he actually is talking to Google, and indeed arguing with them at one point about what they’re doing in China. This is long and thought provoking.

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It’s sort of a trick question. First of all, a colostomy is an operation that routes your colon to a hole in your side so that you can…well you know. There’s a bag and all that.

Anyway, according to this really interesting New York Times article, people are happier when they know the worst has already happened than when they’re not sure if things are going to get better. In other words if you know your colostomy is permanent, you’re happier than if you think it might not be.

Did that make sense? The point is this. We’re so miserable right now not necessarily because of what is happening (we can adjust to that), but because of what we fear might happen.

We don’t know where it’s going to end and that’s killing us.

My suggestions is this. Accept that things are only going to get worse and deal with it. In other words adjust to a level of misery that you haven’t experienced yet, and if it happens, you’ll be prepared. If it doesn’t, you’ll be shocked and elated, sort of like I was when the Phillies won the World Series last year.

In other words, find joy in the fact that your life is going to get much worse.

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Scam Never Sleeps

by Jack Mc

Who are these people and how do we find them? Craigslist is a cool and very useful website, but of course, the scammers are out there using it to rip off the unemployed.

They post a bogus job ad, then they try to con you out of your personal info when you apply.

And then, you know, they steal you blind.

On a related note, I signed up for AARP not too long ago and created a profile on their website. Much to my surprise I was almost immediately emailed by someone who wanted to be my friend. How nice.

Turns out she’s a poor Nigerian woman who recently underwent a great calamity that had lost her a tremendous sum of money, and she needed my help. There was a lot of money involved. I really wanted to help her, but I just don’t have any to spare at the moment. I did offer her some free suggestions on improving her grammar, though.

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Here’s a well-written blog that offers good practical advice for young educated professional people trying to ride out the recession. I can’t relate to it because I’m not a young professional person, and I’m not about to enroll in an MBA program or go for a law degree, and if I were 24 right now, I would probably be more likely to do something daring and fun, like joining the Air Force and going off to one of our wars (yeah, I’m a little weird that way and never would have considered doing this when I actually was 24).

Come to think of it, I was 26 during the Reagan recession, the last time we saw unemployment of these levels, and after working at a donut shop and a printed circuit board factory with my Writing degree and my 3.7 cum, I did join the Army. [read more…]

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You know, I just haven’t felt much like blogging lately. Maybe it’s the endless clouds and rain in the Baltimore area. Maybe it’s laziness or depression or just that I’ve been too busy. I don’t know, but then I came across a guy who calls himself Laid Off Loser, and he had this to say: “It was dog-balls hot in Boise on Monday, so I started my experiment in energy conservation, i.e. saving money on the electric bill this summer.”

What a great lead, and Man, how hot is that? Where is Boise, anyway? Iowa, Idaho, Ohio? It must be really hot there. I guess.

I just had to write a post so I could use dog balls hot in Boise as my heading.

It cheered me right up. Thanks, laid off loser.

Oh, and did I mention he’s wearing a can of spam on the first post?

And how hot is that exactly?

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This site isn’t fancy, but it’s got a lot of good info on avoiding scams aimed at the laid off.

Most of these schemes are perpetrated by sleezeballs. Of course, whether or not you’re laid off, your own bank isn’t averse to scamming you. I got two bogus checks in one day from a couple banks.

One was from Nationwide (who apparently aren’t really on my side), where I have a money market account, and the other was from one of my credit cards. (Wish I remembered which, but I tore them up so fast I hardly noticed.)

It works like this. They send you a check, in Nationwide’s case it was for about 8 bucks. It looks like free money, except that if you cash it, the 8 bucks actually goes as an installment payment on some kind of credit protection plan or something like that.

On the back of the check you find the fine print which tells you that by cashing the check you’re agreeing to blah blah.

In other words, it’s nothing more than a trick to get you to sign up for something you don’t need and don’t want that makes the bank lots of money. Which is why they’re so eager for you to have it.

Yeah, most of these scams are perpetrated by sleezeballs.

Anyway, Laid Off Guy is doing a good deed.

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I never really understood the whole credit crisis thing that got us into this mess, but now I do because I watched this brilliant bit. It’s 11 minutes long, but it’s brilliant in its clarity. It takes something very complex and makes it quite clear.

And very depressing.


The Crisis of Credit Visualized

from Jonathan Jarvis on Vimeo.

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It’s not just banks that are preying on the unemployed, there’s a whole slew of conniving snakes out there doing their best to restore our faith in the basic rottenness of humanity.

The snakes in question here are identity thieves, who according to this article in the Chicago Tribune, are ramping up their efforts in our time of trouble, mostly through the use of fake job ads and other methods specifically targeted at the unemployed.

With unemployment soaring, identity thieves are increasingly preying on job seekers.

The scams run the gamut from fake help-wanted ads and job-search services to bogus résumé-posting Web sites, part of a new arsenal of weapons targeting millions of recently unemployed people.

“There are so many people out there who are desperate to find a job,” said Linda Foley, executive director of the Identity Theft Resource Center, a non-profit watchdog group based in San Diego. “Unfortunately, identity thieves are taking advantage of people in these uncertain times.”

Whether they are registering with employment agencies, responding to ads, posting résumés or surfing career sites for work, jobless people too often give up their Social Security numbers and other personal data, experts say.

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My wife got a letter from someone inviting us to be on some show about wife swapping. They’re interested in families that are suffering due to the recession.

Apparently, she’s not the only one who received the invitation, as this post on Recessionwire makes clear.

She asked me if I wanted to do it, but I didn’t think it was such a good idea. It’s bad enough being unemployed without the whole world watching you cope with unemployment and a new wife at the same time.

Not to mention that it sounds like a really dumb show.

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Ah, now why didn’t I think of this? Hilarious recession T-shirts. This is the first Internet Recession, and it’s breeding genius.

My teenage daughter came up with one.

“Yeah, I’m laid off, but at least I’m not ugly.”

Trust me, it’s funny. You have to know the kid.

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Just because they caused the recession doesn’t mean the banks aren’t going to nickel and dime their victims to take advantage of it. According to the AARP bulletin, banks are happily allowing states to direct deposit your unemployment checks, and the banks are happily charging you fees to get at the money. This is done for your convenience, of course.

For hundreds of thousands of workers losing their jobs during the recession, there’s a new twist to their financial pain: Even as they’re collecting unemployment benefits, they’re paying bank fees just to get access to their money. [read more…]

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Visit the Dead Company Club to see the amazing list of companies that no longer exist.

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According to the article in the Wall Street Journal, some people are getting way better unemployment benefits than the rest of us. They’re benefiting from a program that President Kennedy started, and President Obama just beefed up, called Trade Adjustment Assistance (TAA). Apparently it’s intended to help people who lost their jobs due to foreign trade. Eligibility becomes a real judgment call.

According to the article, very few people qualify.

A tiny slice of America’s jobless currently receives the benefits — some 50,000 people, out of more than 5 million now collecting unemployment checks. But an examination of the TAA program and recent awards suggest that the pool of potential beneficiaries could be far larger. With new unemployment claims at a 26-year high and the program expanding, the number of applicants is poised to jump.

The point of the article isn’t to tout the benefits of the TAA program, but rather to point out that the American unemployment system is a bit a of a mess.

Mess or not, you should get what you can, so why not see if you’re eligible for TAA benefits.

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Here’s an article called 7 Lessons from the Meltdown. Good stuff. It’s got all the basic victims, the one losing her house, the one who lost his job and can’t find another, the one who’s deep in debt and can’t get out. Etc.

So I’m wondering. Is this a depression, a recession, a meltdown, all three, or some combination of the two?

Or are we experiencing a recession resulting from a meltdown?

Are we still melting down? Or have we stopped melting?

Are we in the congealing stage? Are we a ruined wax candle, a shapeless blob?

There’s another guy in this issue of Kiplingers who says things can still go much lower, that stocks can go down way further. So maybe the blob will melt more. Maybe someday there won’t be anything left but a flat slab of hard wax, a burnt wick, some ugly matches, and … and what (my train of thought was just interrupted by Comcast calling to pester me about adding services I can’t afford and don’t need).

Oh well, you get it. Melting.

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Run Rampant or Die

by Jack Mc

Some people switch jobs because their jobs are killing them. Others do it because they have no choice – like several million Americans today.

Here’s a book that tells you the hows and whys of doing it for whatever reason. If you’re laid off, this just might be the time to think of yourself as a career renegade and start making things happen. And yeah, I really liked this book and learned a lot from it. So much so that I’m going to link to Jonathan Fields’ blog here so I don’t forget to return to it.

Career Renegades isn’t about getting rich quick or only working 4 hours a week. It’s about making a nice living doing things you love to do. Now if working hard doesn’t appeal to you, there’s always Timothy Ferris and his famous 4-hour workweek. I like this one, too, but somehow I think my chances of being a hard working career renegade are a lot better than my chances of being a 4-hour workweek world-traveling sumo-wrestling ballroom dancer.

Although I haven’t completely ruled out the dancing.

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My hatred of the word “utilize” goes back to my Army days, but I’ll skip that and just put in a plug for Big Daddy Cool’s blog for the underutilized worker. The writing’s great, the posts are long, the site is fun, the attitude is good, even though he hasn’t worked in over 6 years (well not in a real job anyway), and this post where he actually defends American autoworkers in particular is full of fire, ire, and insight.

Here’s a quote: (Jolie-884782 is someone he found on the Internet sparring with someone else)

Jolie-884782:

I would love to see nothing more then you out of job.

That last comment is the most unpatriotic thing I have ever seen or read in my life! What kind of a person do you have to be to wish that someone, ANYONE would lose their job. What Jolie-884782 doesn’t get is that it doesn’t stop with the loss of a job. What Jolie-884782 is saying is that they want everyone at GM, Ford and Chrysler to lose their jobs, to lose their health insurance, to lose their homes, for their children to go hungry and for their loved ones to be put in harm’s way. That is what Jolie-884782 is really saying. What kind of a person do you have to be to actually wish that on innocent children?

Actually you don’t have to be a person – you just have to be a monster.

Yeah, and there’s lots of people like that, happy to see people who belong to organizations they don’t like out of jobs.

Oh and about the blog, there is one problem. The text is very light and hard to read.

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This is from Recession Wire, not as funny as the Unemploymentality post, but the same sort of vivid writing I love to read.

In my industry, print publishing, the wheels came off so fast that many of my colleagues were stumbling about the countryside, bruised and dazed, before they realized they had been in a train wreck…

It’s an article about retraining mostly and reinventing yourself, something way too many people are trying to do right now, and how the federal government might be able to help.

And this here’s an article that says stinking unemployment is now 8.5%, and that’s just the ones they’re counting. It’s a lot worse. It’s rising, and no one has a clue when it will stop.

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Unemploymentality

by Jack Mc

You know, you read some bad stuff on blogs, and sometimes you read pompous moronic crap by people trying to pad their writing resumes (he resists urge to link to example), and sometimes you read stuff like this from Unemploymentality, my pick as the funniest blog in the recession blog genre.

So here we are – the broke, the downtrodden, the wretched. Scratching and clawing at job boards, networking like rabid dogs and ‘trying to squeeze a dime out of a nickel when we haven’t got a cent.’ At the end of each long week, dozens more resumes have been sent out without as much as a phone interview while you’re one more week closer to the end of your unemployment.

Now I know that rabid dogs don’t really network and that only the psychotic are actually clawing their Monster results with their fingernails, but hey, this blog gets the point across. It’s funny, but it’s serious, too.

Plus they’ve got the hipster Olympics on their home page, which I will resist the urge to steal and post on this site.

And what WILL you do, when the unemployment runs out?

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Our dentist is a nice guy who tells really bad jokes, so I’m glad to hear dentists are thriving in the recession. Here’s a quote from Time.

The one guy is 63, just lost his job at a health insurer, and is afraid he’ll never find another one. The other has three kids, one in college, and lost his construction job. The stress caused them to grind their canines and molars. So they each wound up in the office of Dr. Woody Oakes, a dentist from New Albany, Ind., with a fractured tooth.

It’s not just that people are grinding their teeth in misery (and I’m glad I’m not one of them yet), but they’re losing benefits and letting their teeth rot, then running to the dentists in pain. Or they fear for their jobs and they’re rushing all their dental work in before they’re stripped of their salaries, their benefits, and their smiles.

I wonder how doctors are doing. Ill-health should be up, but visits might be down. We’ll see what happens when Cobra benefits start expiring.

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Maybe. Put your face on a billboard

But what if it really catches on? Imagine going North on 95 through Philly and instead of countless billboards for “Gentleman’s” Clubs, the Flyers, the Wildwoods, terrible DJs on terrible radio stations and cows trying to persuade you to eat chikin, it’s nothing but the faces of the unemployed? One sad billboard after another.

Results-Driven Plumber, Customer-Focused Checkout Clerk, Recently Unleveraged Marketing Manager, Forward-Thinking former Marine.

Sad, man.

Job seeker's face on a bulletin board.

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Recruiters Galore

by Jack Mc

There might not be many jobs, but there sure are lots of recruiters. It’s easy to find one on LinkedIn.

Here’s what you do: [read more…]

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Well, actually there are four other choices in this article on finding a secure job during a recession. Nothing very practical, though, in the short term.

Oh, did I mention lobbyist? Maybe I’ll lobby for the unemployed, especially the old and unemployed.

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Warning: The following animated movie contains blood, a bird getting zapped with lightning, and a dangerous disrespect for Twitter.

So, what’s Twitter? Good question. Better question. Can it help you find a job? And why does it even exist?

If you travel in the wrong circles you’ll hear a lot about it. If you sign up, you’ll develop a following of people who will try to make money from you by teaching you how to make money from people by teaching them how to make money from other people. Most likely it won’t help you find a job.

For a better explanation, view this video, get a good laugh, and then DON’T go sign up. You’ve got more important things to do.

Oh, and did I mention it could destroy your life? Well, then again who would want to work for these people anyway?

And of course, the whole thing is a little confusing to older folks

The Daily Show With Jon Stewart M – Th 11p / 10c
Twitter Frenzy
comedycentral.com
Daily Show Full Episodes Economic Crisis Political Humor
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Things are Doing Lousy In Baltimore

April 1, 2009

That’s how I’d put it.
Okay, I’m editing this post because I referred to the writer as a she and he didn’t like it. Also, I included something in here about dentists, but I’m giving that a post of its own.

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